Generate SEPA is the easiest way to convert an Excel, CSV, or JSON file into a shiny SEPA XML file.
Whether you're processing payroll, supplier payments, or recurring direct debits, our tool turns your everyday spreadsheets into bank-ready SEPA XML files in seconds — no technical knowledge required. Just upload your file, map your columns, and download a fully compliant pain.001 (credit transfer) or pain.008 (direct debit) file you can send straight to your bank.
Why teams choose Generate SEPA:
Drag, drop, done. Upload Excel, CSV, or JSON and get a valid SEPA XML in seconds.
Bank-ready output. Files comply with ISO 20022 standards and are accepted by every SEPA bank.
No installation. Everything runs in your browser — no software, no plugins, no spreadsheet macros to maintain.
Built for finance teams, not developers. A clean interface that anyone can use, with smart validation that catches errors before your bank does.
Secure by design. Your data is processed safely and never stored longer than needed.
Stop wrestling with templates and broken macros. Generate SEPA is the simplest bridge between your spreadsheet and your bank.
Whether you're processing payroll, supplier payments, or recurring direct debits, our tool turns your everyday spreadsheets into bank-ready SEPA XML files in seconds — no technical knowledge required. Just upload your file, map your columns, and download a fully compliant pain.001 (credit transfer) or pain.008 (direct debit) file you can send straight to your bank.
Why teams choose Generate SEPA:
Drag, drop, done. Upload Excel, CSV, or JSON and get a valid SEPA XML in seconds.
Bank-ready output. Files comply with ISO 20022 standards and are accepted by every SEPA bank.
No installation. Everything runs in your browser — no software, no plugins, no spreadsheet macros to maintain.
Built for finance teams, not developers. A clean interface that anyone can use, with smart validation that catches errors before your bank does.
Secure by design. Your data is processed safely and never stored longer than needed.
Stop wrestling with templates and broken macros. Generate SEPA is the simplest bridge between your spreadsheet and your bank.