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SpendNode

AI-powered crypto card comparison

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SpendNode is a free crypto card comparison engine that tracks 34 issuers and 70+ card variants. Rather than pulling fees into a table and stopping there, SpendNode runs the actual math on what you earn or lose at your spending level, factoring in FX markups, annual costs, and cashback caps.

Real Outcomes, Not Marketing Labels

Other sites tell you a card has "1% cashback." SpendNode shows what that means at $500/month vs $1,500/month vs $3,000/month after all costs. Break-even tables reveal the exact point where a paid card overtakes a free one. Every figure is checked against live issuer documentation.

108 Country Pages

Local tax rules, funding routes (how does money actually get onto a crypto card in Nigeria vs Germany?), geo-bans, and common mistakes with dollar costs attached. Not "available in Europe" but "Bybit and Bitget are banned in France by the AMF, here's what works instead."

Head-to-Head Comparisons

68 pre-built matchups with editorial verdicts. A comparison widget lets you pick up to 4 cards for a side-by-side breakdown of every fee, perk, and regional restriction. Filter by region, card type, network, benefits, or specific crypto assets. Every comparison generates a shareable URL.

Persona-Specific Picks

19 persona pages built around real spending patterns for digital nomads, DeFi users, students, frequent travelers, privacy-focused holders, and more. Different card picks, different math, different trade-offs depending on who you are.

AI-Powered Maintenance

AI sits at the core of the editorial process. When a vendor updates terms, every affected page gets corrected within hours: scenario tables recalculated, verdicts checked, country guides adjusted. Maintaining this depth across hundreds of pages was not feasible with a traditional team.

Coming Soon

An AI financial helper that works like a conversation, not a filter. Tell it your country, your crypto holdings, your monthly spend, and what you care about most, and it walks you through the options using the same scenario math from the site. Eventually it will monitor your card's terms after you choose and alert you when something changes.